First-time homebuyer in Colorado? Why Gen Z and millennials are more ready than you think

If you’re planning to build a home or renovate your current one in Colorado, understanding construction loans is essential. Unlike traditional mortgages, construction loans are designed to fund the building process from start to finish.

If you're juggling multiple monthly payments — credit cards, personal loans, medical bills — you’re not alone. Debt can feel overwhelming, especially when interest rates are high and balances keep growing.

You’ve found the perfect home. But your current one hasn’t sold yet, and you need funds for a down payment. That’s where a bridge loan can help.

If you’re a medical or dental professional looking to buy a home, you may qualify for a special type of mortgage designed just for you.

Your guide to homeownership for veterans and service members

Colorado homeowners who locked in mortgage rates around 3% during the pandemic years are now facing a tough decision.

Whether you’re a first-time homebuyer or a seasoned homeowner, understanding Private Mortgage Insurance (PMI) is an essential step on your homeownership journey. At Westerra Credit Union, we’re here to support you every step of the way.

Is an adjustable rate mortgage right for me? Short answer: Maybe. Long answer: Let’s talk about it.

Learn about the advantages of a HELOC

Fannie Mae and Freddie Mac have announced some excited news! They now are offering a credit to eligible borrowers to assist with the down payment or closing costs for their new home.

Before you apply for a mortgage or pre-approval, you’ll need to round up a few documents. We’ve compiled a documentation checklist to make it easy, so nothing gets forgotten.

Buying your first home is a big deal, but you’re not alone. We’ve assembled a few must-have resources here, so you can go from pre-approval to move-in day with total confidence.

Most folks hear the words “down payment” and assume they need 20% cash to buy a home. While that comes in handy, you’ve got a lot of choices to make in your down payment.

So you’ve decided to buy a home. Congrats! Now what?

Westerra is excited to announce our new financing program called "One- time Close Construction- to- Permanent Loan" which will streamline loan processes for new home construction or renovation projects.

Westerra is highlighting its partnership with the Colorado Clean Energy Fund's RENU program, a statewide residential Energy Efficient loan program.