
Get on the road and explore Colorado with some of the best auto loan rates and auto loans designed to make it happen.
up to 60 months
Up to 72 Months
Up to 84 Months
This is YOUR ride, after all. Affordable monthly payments that fit your budget, up to 140% financing, including tax, GAP insurance and extended warranty
Refinance your vehicle with Westerra Credit Union and keep more money in your pocket every month
We’ll guide you every mile — and even recommend our favorite road snacks

They help you find a new or used vehicle at a dealership near you, or you can use the consignment services to sell your used vehicle. Because AutoSMART works with thousands of credit union members, large dealers treat them as “fleet buyers,” which allows them to save money when purchasing vehicles.
It’s simple. Just enter what you’re looking for and you’ll be able to research options and pricing on the spot. If you don’t see what you’re looking for, fill out a vehicle request form and AutoSMART will find it for you.
You’ll find certified pre-owned used vehicles, member trade-ins and lease returns all at your fingertips. That means you don’t have to waste time or gas driving to dealer after dealer.
It’s easy to get your current trade-in value on AutoSMART. But on top of that, it’s easier than ever to get a purchase offer — AutoSMART collects multiple bids from a wide variety of sources. Some come from people just like you.
Tell AutoSMART the details about what you’re looking for, and you’ll be able to choose options and features. The best part: rebates and incentives are included.
*APR = Annual Percentage Rate. Rates are subject to change without notice. Rates are based on individual credit history. Standard account and credit qualifications apply. All loans are subject to final credit approval. Rates and terms are subject to change without notice and are dependent upon credit performance. Visit Disclosures & Agreements | Westerra Credit Union (westerracu.com) to review Westerra’s Important Loan Information and Disclosures.
Westerra Credit Union does not provide tax related advice. Consult with your tax professional for any tax related questions.