
Get on the road with some of the best auto loan rates in Colorado — whether you're buying new, buying used, or refinancing your current loan.
up to 60 months
Up to 72 Months
Up to 84 Months
It’s your car – pay for it on your terms. Build your monthly car payments to fit your budget. We offer up to 140% financing to account for tax, GAP insurance, and extended warranty.
You’re in the driver’s seat when it comes to your car loans. Keep more money in your pocket with Westerra Credit Union auto loan refinancing.
We’ll be your navigators for the whole journey. We’re happy to answer any questions you may have about car loans, auto loan refinancing – or our favorite road trip snacks.

We’ve partnered with AutoSMART to offer our members a stress-free car buying experience. Because AutoSMART works with thousands of credit union members, large dealers treat them as “fleet buyers,” which allows them to save money when purchasing vehicles. They help you find a new or used vehicle at a dealership near you, or you can use the consignment services to sell your used vehicle.
AutoSMART’s car search platform lets you enter what you’re looking for and immediately explore options and pricing. If you don’t see what you’re looking for, simply fill out the vehicle request form and AutoSMART will find it for you.
You’ll find certified pre-owned used vehicles, member trade-ins and lease returns all at your fingertips. That means you don’t have to waste time or gas driving to dealer after dealer. The car of your dreams, without the hassle.
It’s easy to get your car’s trade-in value on AutoSMART. But on top of that, it’s easier than ever to get a purchase offer — AutoSMART collects multiple bids from a wide variety of sources. Some come from people just like you.
Tell AutoSMART the details about what you’re looking for, and you’ll be able to choose options and features. The best part: rebates and incentives are included.
Visit any Westerra location, schedule an appointment or call us at 303-321-4209.
*APR = Annual Percentage Rate. Rates are subject to change without notice. Rates are based on individual credit history. Standard account and credit qualifications apply. All loans are subject to final credit approval. Rates and terms are subject to change without notice and are dependent upon credit performance. Visit Disclosures & Agreements | Westerra Credit Union (westerracu.com) to review Westerra’s Important Loan Information and Disclosures.
Westerra Credit Union does not provide tax related advice. Consult with your tax professional for any tax related questions.