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Federally Insured by NCUA.
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Mailing Address:
P.O. Box 9408PERSONAL SAVING // IRA
Individual retirement accounts are a great way to ensure your financial security down the road. Take a look and see which option sounds right to you.
Unlike IRAs invested in the stock market, your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S. government. IRAs are insured up to an additional $250,000. You can check out the NCUA’s Deposit Insurance Calculator to learn more about how your savings are covered.
Our IRAs offer ZERO annual administration fees.* As in zilch. Nada. You can also make IRS penalty-free withdrawals for:
Qualified educational expenses
First-time home purchase (congrats!)
Qualified medical expenses
If you become disabled
Reaching age 59-½ (happy half birthday!)
Payment to beneficiaries at IRA owner’s death
Health insurance premiums while unemployed
Birth or adoption of a child
The money you contribute to a Roth IRA has already been taxed, so the principal amount isn’t subject to taxes or penalties in the future when you stay within the contribution guidelines. Basically, paying the tax now (quick, like a Band-Aid!) means you won’t have to stress about it later.
*Withdrawal of earnings and deductible contributions may result in taxable income for Traditional IRAs. Please consult your tax advisor.
