Personal Services

Card Services

Take it straight to the bank with direct deposits.

(Or in our case, straight to the credit union.) Set up automatic payments into your Westerra account for a hassle-free way to get paid.

Learn about account services

Opt-in to Westerra’s Courtesy Pay

Opt-IN to Westerra’s Courtesy Pay to cover transactions when there are not enough funds in your account. Or set up automated transfers from savings, credit card or a line of credit to cover — whatever works best for you.

Learn More

Personal Services

Card Services

Take it straight to the bank with direct deposits.

(Or in our case, straight to the credit union.) Set up automatic payments into your Westerra account for a hassle-free way to get paid.

Learn about account services

Opt-in to Westerra’s Courtesy Pay

Learn More

Close up of a woman holding her phone up to a store payment kiosk

Pay on the Go with Digital Wallet.

Add your Westerra card to Apple®, Google™ or Samsung Pay™ Digital Wallet to always have a convenient, secure way to pay in-store, online and in-app.   

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Learn How

Even more perks and resources

It’s not just a card. It’s a financial hack.

The Westerra card may look like just another plastic rectangle. But it’s actually a smarter way to manage your finances. Get your card, and get access to the tools you need, get paid early, and shop safely.

Set up low balance alerts

Set alerts in Digital Banking to get notified if your account reaches a certain high or low balance, and set alerts for transactions over a certain amount.

Card assistance

To report a lost or stolen Visa credit, debit card, call 303-321-4209 or 1-800-858-7212 during business hours, or 1-888-241-2510 at any time.
To activate a card, call 1-866-762-0558.

PIN Changes & Activation

Activate a new card at 1-866-762-0558.
Change your existing PIN (if you know your current pin!) by visiting any Westerra ATM
If you need to create a new PIN, visit any branch during business hours and get your new PIN the same day

Travel alerts

Send us a message through Digital Banking or notify us at 303-321-4209 with your travel dates and destination to head off any potential fraud alert service interruption.

CardNav security

Download this free app for iOS (Apple App Store) or Android (Google Play) to add an extra layer of protection to your debit or credit cards.

See FAQs

Westerra Resources

Shared branching makes local banking work anywhere you go

Banking with a local credit union should never limit where you can manage your money.

Banking Local: A Simple Way to Make a Big Difference

When you choose to bank local, you’re doing more than managing your money. You’re investing in your community, supporting your neighbors, and building a future that benefits everyone.

Rewriting the Wealth Story

It’s time to rewrite the story about money and what it means for your life. Every generation has faced its own mountains and storms. Baby Boomers had their advantages: stable jobs, rising wages, and affordable homes, but that was their chapter, not yours.