Checking // EVERYDAY MONEY ACCOUNT
No requirements. No monthly maintenance fees. Just lots of features designed to make your life easier. (Boom.)
No balance requirements, maintenance fees, or transaction minimums.
Why wait until payday to get paid? Get your paycheck up to two days early with direct deposit.
Cover your account if you ever accidentally overspend. (We’ve all been there.) Here’s how it works.
No monthly minimum balance requirement
No monthly maintenance fee
Early Paycheck: Get paid up to 2 days early with direct deposit**
Apple Pay® / Google Pay™ / Samsung Pay™
Overdraft protection services and Courtesy Pay***
Mobile Deposit

Everyday Money accounts don’t earn interest
(Yup, that’s the only one.)

Become a member and get access to all the great things our financial community has to offer.
*Membership eligibility required and account qualifications apply. $5 prime share deposit required for membership. A $5 opening deposit is required for an Everyday Money Checking account. Transactions at ATMs not owned by Westerra or in a partnership with the CO-OP Network may incur fees by the machine’s owner. Review Westerra’s important account information and Fee Schedule for more information.
Visa and the Visa logo are registered trademarks of Visa International Services Association. Apple Pay and the Apple Pay logo are trademarks of Apple Inc. Google Pay and the Google Pay logo are a trademarks of Google Inc. Samsung Pay and the Samsung Pay logo are registered trademarks of Samsung Electronics Co., Ltd.
**At Westerra Credit Union, our approach is to help members better manage their accounts by providing money management tools.Westerra Credit Union is known for fewer fees. Here's our Service Charge and Fee Schedule.
***Qualified members are automatically enrolled in Opt-IN for ACH and draft checks but are not automatically enrolled for one-time and recurring debit card transactions. Accounts must be brought positive within 30 days of going negative. Courtesy Pay Opt-In