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Federally Insured by NCUA.
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Equal Housing Opportunity.
Mailing Address:
P.O. Box 9408
Whether you craft handmade goods, run a café, offer expert services, or sell online — you’re building something meaningful. At Westerra Credit Union, we believe if you can build a business, you can do money. Open your business checking account online today with the best bank for small business and grow with confidence.
Account features | Business value checking | Business preferred checking | Business high balance checking |
|---|---|---|---|
Average Daily Balance | No minimum | $5,000 | $50,000 |
Monthly fee | $0 | $10 (if your monthly average end-of-day balance is less than $5,000) | $30 (if your monthly average end-of-day balance is less than $50,000) |
Transactions | 100 free/month ($0.30 per item after that) | 250 free/month ($0.35 per item after that) | 400 free/month ($0.20 per item after that) |
Cash processing | $5,000 free/month (after that limit, there’s a 0.10% fee) | $10,000 free/month (after that limit, there’s a 0.10% fee) | $25,000 free/month (after that limit, there’s a 0.10% fee) |
ATMs in the CO-OP network | Unlimited free CO-OP ATMs — the second-largest ATM network in the U.S. | Unlimited free CO-OP ATMs — the second-largest ATM network in the U.S. | Unlimited free CO-OP ATMs — the second-largest ATM network in the U.S. |
ATMs outside of the CO-OP network | Free (The ATM owner may charge other fees) | Free (The ATM owner may charge other fees) | Free (The ATM owner may charge other fees) |
Interest | None | Based on your balance | Based on your balance |
*The dividend rate and APY are subject to change without notice. Dividends are computed using the average daily balance method and are paid monthly. $5,000 average daily balance for Business Preferred Checking to avoid maintenance fee. $50,000 average daily balance for Business High Balance Checking to avoid maintenance fee. Any fees may reduce earnings. View the Westerra Business Banking Fee Schedule.
