Skip to Main Content

Man walking through a Colorado farmers market, illustrating the convenience of opening a checking account online with a debit card that has no monthly fees and offers rewards.

Checking Accounts with Low Fees, Rewards, and Easy Online Access.

We believe managing your finances should be simple, smart, and totally in your control. Whether you’re saving, spending, or growing your money, we’re here to support you every step of the way — with low fees, rewards that work for you, and tools that fit your lifestyle. Because when it comes to your money, you’ve got this.

Become a Member

Checking account

Need a checking account? Take your pick 

You’ve got financial goals. We’ve got the checking account to support them. Keep reading to see which checking account is right for you.

Open Checking Account
Westerra card with dollar signs in the background

Debit Card Benefits and Perks 

Nobody else does debit cards quite like Westerra. From Courtesy Pay to our network of over 30,000 free ATMs nationwide, check out all of the sweet perks and benefits you’ll get. 

Check 'em out
Mobile pay

The debit card that rewards you like a credit card 

Earn 1 point for every $3 you spend when you sign for purchases. When you’re ready to cash in your rewards, you can get cash back, gift cards, travel, experiences, merchandise, and charitable donations. With so many great choices, it might be hard to pick. (But that’s where the beauty of earning more points comes in.)

Become a Points Pro
Top down photo of a family looking at a laptop together on the couch

Explore our Checking and Savings Accounts for Students

Understanding money management is a big step in becoming independent. Our studentaccounts and financial resources are here to help students start their financial journey.

Learn More

Ready to become a Westerra member?

We'd love for you to join our community

How to Apply for a Membership

Westerra's got big news to share

Join Westerra Credit Union for a Free First-time Homebuyer Seminar

Join us on November 8th at 10:00 am mountain time for our First Time Homebuyer Seminar! Attendees will learn about the homebuying process from start to finish and receive $500 off closing costs if they attend the full seminar.

Learn more about our First Time Homebuyer Seminar.

Westerra Credit Union Secures Two Industry Accolades

Demonstrating its financial strength and stability, Westerra Credit Union (Westerra) announced it has been named to Newsweek’s list of America’s Best Regional Banks and Credit Unions for the second year in a row.

Read Article

Colorado Bill Proposes Mandatory Financial Literacy for Students

Colorado’s House Bill 25-1192, currently under review, aims to make financial literacy a graduation requirement for high school students. You may be asking yourself: should Colorado schools weave personal finance courses into their curriculum?

Read Article

*APY= Annual percentage yield, ATM and cash advance transactions do not count toward the debit card transaction requirement. Points not earned for cash back, ATMs or PIN based transactions.