Business Auto Loans
You Can Do Money — and Get on the Road
Get flexible financing solutions tailored for your business needs. Whether you’re buying new vehicles or upgrading your fleet, our Small Business Auto Loans offer competitive rates and terms to keep your business moving.
Fixed rates and payments
No speed traps here. Your payment and interest rate won’t change.
Up to 84 months
Keep your payments affordable with flexible loan terms up to 84 months. (That’s seven years.)
No origination fees. No penalties.
Save money. Then save money again, with no prepayment penalty.
Small Business Auto Loans
Westerra Business Auto Loans give your business flexible financing with competitive rates and clear terms. Whether you need work trucks, cars, limousines, or passenger vans, we make it easy to grow your fleet and manage cash flow. With a fast application and personalized support, you can get the right loan to keep your business moving. From buying new vehicles to refinancing, Westerra helps you do money every mile of the way.
Keep Your Finances in Gear
Pair your Business Auto Loan with a Westerra Business Checking Account to simplify spending, track vehicle expenses, and manage cash flow all in one place.
Questions about vehicle lending
We’ll finance your auto in your personal name.
Westerra will finance your auto in your business name.
Small Business Auto Loans are secured loans designed to help businesses purchase vehicles for commercial use. These loans often offer lower interest rates compared to unsecured loans and may provide tax advantages*, such as deductions on interest and depreciation. They are ideal for businesses needing reliable transportation for operations like deliveries, service calls, or client visits.
Westerra Credit Union offers financing for both new and used vehicles, including:
Passenger Cars: Sedans and SUVs used for business purposes.
Light Trucks and Vans: Ideal for deliveries or transporting goods.
Specialty Vehicles: Such as limousines and passenger vans, when financed in the business name.
Westerra Credit Union offers flexible loan terms up to 84 months, allowing businesses to choose a repayment schedule that fits their budget. Key benefits include:
Fixed Interest Rates: Ensures consistent monthly payments.
No Origination Fees: Reduces upfront costs.
No Prepayment Penalties: Allows businesses to pay off loans early without additional charges.
These features help businesses manage cash flow effectively while acquiring necessary vehicles.
Standard account and credit qualifications apply. All loans are subject to final credit approval. Rates and terms are subject to change without notice and are dependent upon credit performance. Visit Disclosures & Agreements | Westerra Credit Union (westerracu.com) to review Westerra’s Important Loan Information and Disclosures.
*Westerra Credit Union does not provide tax related advice. Consult with your tax professional for any tax related questions.
