Every Swipe Counts — Win Up to $5,000 Nov. 28–Dec. 23
Use your Westerra Credit Union debit or credit card this holiday season for a chance to win daily cash prizes and a $5,000 grand prize.
Make Your Holiday Spending Count
Automatic EntryUse your Westerra debit or credit card between Nov. 28 and Dec. 23 — every transaction is a chance to win.
Daily $1,000 WinnersOne member wins each weekday starting Dec. 9. Funds go straight into your Prime Share account.
$5,000 Grand PrizeOn Dec. 24, one lucky member will receive $5,000 to brighten their season.
Prize Dates
Winner Selected | Prize |
|---|---|
Dec. 9 | $1000 |
Dec. 10 | $1000 |
Dec. 11 | $1000 |
Dec. 12 | $1000 |
Dec. 15 | $1000 |
Dec. 16 | $1000 |
Dec. 17 | $1000 |
Dec. 18 | $1000 |
Dec. 19 | $1000 |
Dec. 22 | $1000 |
Dec. 23 | $1000 |
Grand Prize Winner Announced: Dec. 24 | $5000 |
Get rewarded with Visa Signature®
Treat yourself to cash back, gift cards, travel and more with unlimited 1.25 reward points for every $1 you spend.* When you sign up, you’ll also get a one-time bonus of 10,000 reward points if you spend $3,000 or more in the first three months (all with no annual fee, because that’s how we roll.)
As an introductory, there's no balance transfer fee, and the first 12 months** after transferring offer a fixed APR of 3.90%. After that, the variable rate is currently 13.65% - 21.00% APR based on your credit.+
Debit Card Benefits and Perks
Nobody else does debit cards quite like Westerra. From Courtesy Pay to our network of over 30,000 free ATMs nationwide, check out all of the sweet perks and benefits you’ll get.
No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning.
The 12 Days of Holiday Cheer Sweepstakes (“Promotion”) is open to legal residents of the 50 United States who are 18 years of age or older and are Westerra Credit Union members in good standing at the time of entry. Promotion begins on November 28, 2025, and ends on December 23, 2025. Each qualifying consumer debit or credit card transaction made during the promotion period will receive one (1) automatic entry. Alternate method of entry is available by mail—see Official Rules for details. Limit one (1) prize per person.
For eleven (11) consecutive business days starting on December 9, 2025 one (1) daily prize in the amount of one thousand dollars ($1,000) will be awarded to one (1) winner's Westerra Prime Share account. One (1) grand prize of $5,000 will be awarded on December 24, 2025 to one (1) winner's Westerra Prime Share account. Total prize pool: $16,000. Odds of winning depend on the number of eligible entries received.
Winners will be selected at random and notified by phone and/or email. Prize funds are considered taxable income and will be reported on IRS Form 1099-MISC. Westerra employees, Board Members, and their immediate family members are not eligible to participate.
Void where prohibited. Additional terms, conditions, and eligibility requirements apply. See Official Sweepstakes Rules for full details.
*Reward points accrue on eligible purchases only. Cash advances, balance transfers, and certain transactions do not earn points. Points have no cash value until redeemed. See full Rewards Program Terms for details.
**Introductory balance transfer APR of 3.90% is valid for 12 billing cycles from account opening on balances transferred from other financial institutions. After the introductory period, the variable APR will apply based on your creditworthiness and the Prime Rate.
+Variable APR currently ranges from 13.65%–21.00% and is determined by adding a margin of 4.65%–15.65% for Visa Select or 6.65%–17.65% for Visa Signature to the Prime Rate. APRs vary with the market. Published APR effective as of 12/1/2024. Foreign Transaction Fees: 2.00% for currency conversions, 0.80% for International Service Fee (ISA). Cash Advance Fee: 2%. For complete terms, see the full Credit Card Disclosure
